Do I Qualify Qualify for Disability in Danville
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Someone to Guide You Through
While it’s obvious to you that your health makes it impossible to work, it’s not so easy to prove it to the Social Security Administration (SSA).
The SSA is a vast government program with thousands of rules and a complex system for deciding who gets disability benefits.
The process of applying for benefits can last months and sometimes more than a year.
It’s a difficult process to undertake. But Attorney Joel Cunningham Jr. and his team at Cunningham Law Group are devoted to guiding you through it.
We’ll give you personal attention and care. We’ll build a case based on your individual needs.
Instead of wondering if your medical condition qualifies, let us look at your case and give you advice on your best options.
Don’t delay. The sooner you apply for benefits, the more benefits you can receive.
Contact us for a free evaluation.
How Does the SSA Define “Disabled”?
To qualify for benefits, you have to meet a strict definition the SSA has for disability:
- You must be unable to work for at least a year because of a medical condition.
- Your disability can be mental, physical, or a combination of health problems.
- The SSA has a list of impairments that can qualify you for benefits.
At Cunningham Law Group, we see clients with many different health impairments. The most important factor is that they are serious enough to keep you from working. You could have any of these conditions and many more:
- Heart disease
- Diabetes
- Back impairments
- Lung disease
- High blood pressure
- Depression
- Anxiety
- ADHD
Additionally, Social Security considers you officially disabled if your health problems create these situations:
- You can no longer perform the kind of work you did before.
- You cannot adjust to a new kind of work because of your health.
- Your disability will last at least 12 months (or result in death).
Are You Covered?
The SSA has two kinds of disability benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
The difference between the two programs is how they view your work history and financial situation. Both have the same requirement that your medical condition prevents you from working.
Social Security Disability Insurance is a form of insurance run by the government.
You enrolled in the program when you worked and paid Social Security taxes from your paychecks.
If you can’t work anymore because of your health, remember that this insurance exists to help you in exactly this situation.
You might feel uncomfortable asking for help from the government, but don’t forget that your years of hard work mean that you earned these benefits.
You have to meet these requirements to qualify:
- You worked at least five of the 10 years right before you experienced your disability. (If you’re under 31, you can get an exception.)
- You earned enough work credits by paying Social Security taxes.
When you don’t have enough recent work history to apply for SSDI, you still may be eligible for the other disability benefits program run by Social Security, called SSI.
SSI pays you benefits if you meet these criteria:
- You cannot work because of a disability.
- Your income and assets fall below levels set by the SSA.
Attorney Joel Cunningham Jr. and his team at Cunningham Law Group can help you determine what’s right for you.